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Investing can be challenging. In this paper, you will learn about what SAM believes is the most overlooked step to achieving financial independence. As well as the simple factor that has led to positive investment returns 100% of the time, and one of the worst mistakes you can make as an investor… that almost everyone makes!

A key concept of investing is to buy at a discount to intrinsic value. In other words, buy things on sale. Easy to understand. Hard to execute. But there’s an exception – an obscure part of the investment world called closed-end funds. They regularly trade at discounts. But you need to know what to look for. And what to look out for. Learn all that and more in our guide to closed-end funds.